Website Legal Dislaimer

Terms and Conditions 

Agreement between User and www.successwithoutsacrificecoaching.com 

Welcome to www.successwithoutsacrificecoaching.com. The www.successwithoutsacrificecoaching.com website (the “Site”) is comprised of various web pages  operated by Success Without Sacrifice, LLC (“SWS”).  

www.successwithoutsacrificecoaching.com is offered to you conditioned on your acceptance  without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use  of www.successwithoutsacrificecoaching.com constitutes your agreement to all such Terms. Please  read these terms carefully, and keep a copy of them for your reference.  

www.successwithoutsacrificecoaching.com is an E-Commerce Site.  

Provide information about coaching services for female insurance agency owners.  

Privacy 

Your use of www.successwithoutsacrificecoaching.com is subject to SWS’s Privacy Policy.  Please review our Privacy Policy, which also governs the Site and informs users of our data  collection practices.  

Electronic Communications 

Visiting www.successwithoutsacrificecoaching.com or sending emails to SWS constitutes  electronic communications. You consent to receive electronic communications and you agree that  all agreements, notices, disclosures and other communications that we provide to you  electronically, via email and on the Site, satisfy any legal requirement that such communications be  in writing.  

Children Under Thirteen 

SWS does not knowingly collect, either online or offline, personal information from persons under  the age of thirteen. If you are under 18, you may use www.successwithoutsacrificecoaching.com only with permission of a parent or guardian.  

Links to Third Party Sites/Third Party Services 

www.successwithoutsacrificecoaching.com may contain links to other websites (“Linked Sites”).  The Linked Sites are not under the control of SWS and SWS is not responsible for the contents of  any Linked Site, including without limitation any link contained in a Linked Site, or any changes or  updates to a Linked Site. SWS is providing these links to you only as a convenience, and the  inclusion of any link does not imply endorsement by SWS of the site or any association with its  operators.  

Certain services made available via www.successwithoutsacrificecoaching.com are delivered by  third party sites and organizations. By using any product, service or functionality originating from  the www.successwithoutsacrificecoaching.com domain, you hereby acknowledge and consent that  SWS may share such information and data with any third party with whom SWS has a contractual relationship to provide the requested product, service or functionality on behalf of  www.successwithoutsacrificecoaching.com users and customers.  

No Unlawful or Prohibited Use/Intellectual Property  

You are granted a non-exclusive, non-transferable, revocable license to access and use  www.successwithoutsacrificecoaching.com strictly in accordance with these terms of use. As a  condition of your use of the Site, you warrant to SWS that you will not use the Site for any  purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner  which could damage, disable, overburden, or impair the Site or interfere with any other party’s use  and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information  through any means not intentionally made available or provided for through the Site.    

All content included as part of the Service, such as text, graphics, logos, images, as well as the  compilation thereof, and any software used on the Site, is the property of SWS or its suppliers and  protected by copyright and other laws that protect intellectual property and proprietary rights. You  agree to observe and abide by all copyright and other proprietary notices, legends or other  restrictions contained in any such content and will not make any changes thereto.  

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create  derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.  SWS content is not for resale. Your use of the Site does not entitle you to make any unauthorized  use of any protected content, and in particular you will not delete or alter any proprietary rights or  attribution notices in any content. You will use protected content solely for your personal use, and  will make no other use of the content without the express written permission of SWS and the  copyright owner. You agree that you do not acquire any ownership rights in any protected content.  We do not grant you any licenses, express or implied, to the intellectual property of SWS or our  licensors except as expressly authorized by these Terms.  

International Users 

The Service is controlled, operated and administered by SWS from our offices within the USA. If  you access the Service from a location outside the USA, you are responsible for compliance with  all local laws. You agree that you will not use the SWS Content accessed through  

www.successwithoutsacrificecoaching.com in any country or in any manner prohibited by any  applicable laws, restrictions or regulations.  

Indemnification 

You agree to indemnify, defend and hold harmless SWS, its officers, directors, employees, agents  and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s  fees) relating to or arising out of your use of or inability to use the Site or services, any user  postings made by you, your violation of any terms of this Agreement or your violation of any rights  of a third party, or your violation of any applicable laws, rules or regulations. SWS reserves the  right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject  to indemnification by you, in which event you will fully cooperate with SWS in asserting any  available defenses.  

Arbitration 

In the event the parties are not able to resolve any dispute between them arising out of or  concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or  otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved  only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single  neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration  service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator’s  award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the  event that any legal or equitable action, proceeding or arbitration arises out of or concerns these  Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable  attorney’s fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and  Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or  indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree  that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The  entire dispute, including the scope and enforceability of this arbitration provision shall be  determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms  and Conditions.  

Liability Disclaimer 

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR  AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR  

TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE  INFORMATION HEREIN. SUCCESS WITHOUT SACRIFICE, LLC AND/OR ITS  SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY  TIME.  

SUCCESS WITHOUT SACRIFICE, LLC AND/OR ITS SUPPLIERS MAKE NO  REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY,  TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS,  SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY  PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL  SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED  GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF  ANY KIND. SUCCESS WITHOUT SACRIFICE, LLC AND/OR ITS SUPPLIERS HEREBY  DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS  INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS,  INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF  

MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON INFRINGEMENT.  

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT  SHALL SUCCESS WITHOUT SACRIFICE, LLC AND/OR ITS SUPPLIERS BE LIABLE  FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL,  

CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING,  WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR  

PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE  OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE  SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND  RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING  OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT,  NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF SUCCESS WITHOUT  SACRIFICE, LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE  POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT  ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL  OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.  IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF  THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO  DISCONTINUE USING THE SITE.  

Termination/Access Restriction  

SWS reserves the right, in its sole discretion, to terminate your access to the Site and the related  services or any portion thereof at any time, without notice. To the maximum extent permitted by  law, this agreement is governed by the laws of the State of Washington and you hereby consent to  the exclusive jurisdiction and venue of courts in Washington in all disputes arising out of or relating  to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to  all provisions of these Terms, including, without limitation, this section.  

You agree that no joint venture, partnership, employment, or agency relationship exists between  you and SWS as a result of this agreement or use of the Site. SWS’s performance of this  agreement is subject to existing laws and legal process, and nothing contained in this agreement is  in derogation of SWS’s right to comply with governmental, court and law enforcement requests or  requirements relating to your use of the Site or information provided to or gathered by SWS with  respect to such use. If any part of this agreement is determined to be invalid or unenforceable  pursuant to applicable law including, but not limited to, the warranty disclaimers and liability  limitations set forth above, then the invalid or unenforceable provision will be deemed superseded  by a valid, enforceable provision that most closely matches the intent of the original provision and  the remainder of the agreement shall continue in effect.  

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user  and SWS with respect to the Site and it supersedes all prior or contemporaneous communications  and proposals, whether electronic, oral or written, between the user and SWS with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be  admissible in judicial or administrative proceedings based upon or relating to this agreement to the  same extent and subject to the same conditions as other business documents and records originally  generated and maintained in printed form. It is the express wish to the parties that this agreement  and all related documents be written in English.  

Changes to Terms 

SWS reserves the right, in its sole discretion, to change the Terms under which  

will  supersede all previous versions. SWS encourages you to periodically review the Terms to stay informed of our updates. 

 Privacy Policy 

Protecting your private information is our priority. This Statement of Privacy applies to  www.successwithoutsacrificecoaching.com, and Success Without Sacrifice, LLC and governs  data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all  references to Success Without Sacrifice, LLC include www.successwithoutsacrificecoaching.com  and SWS. The SWS website is an Informational website. By using the SWS website, you  consent to the data practices described in this statement. 

Collection of your Personal Information 

In order to better provide you with services offered, SWS may collect personally identifiable  information, such as your: 

– First and Last Name 

– E-mail Address 

– Company Name 

We do not collect any personal information about you unless you voluntarily provide it to us.  However, you may be required to provide certain personal information to us when you elect to use  certain services. These may include: (a) registering for an account; (b) sending us an email  message; (c) submitting your credit card or other payment information when ordering and  purchasing services. To wit, we will use your information for, but not limited to, communicating  with you in relation to services you have requested from us. We also may gather additional  personal or non-personal information in the future. 

Use of your Personal Information  

SWS collects and uses your personal information to operate and deliver the services you have  requested. 

SWS may also use your personally identifiable information to inform you of other products or  services available from SWS and its affiliates. 

Sharing Information with Third Parties 

SWS does not sell, rent or lease its customer lists to third parties. 

SWS may share data with trusted partners to help perform statistical analysis, send you email or  postal mail, provide customer support, or arrange for deliveries. All such third parties are  prohibited from using your personal information except to provide these services to SWS, and  they are required to maintain the confidentiality of your information. 

SWS may disclose your personal information, without notice, if required to do so by law or in the  good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply  with legal process served on SWS or the site; (b) protect and defend the rights or property of  SWS; and/or (c) act under exigent circumstances to protect the personal safety of users of SWS,  or the public. 

Tracking User Behavior 

SWS may keep track of the websites and pages our users visit within SWS, in order to determine  what SWS services are the most popular. This data is used to deliver customized content and  advertising within SWS to customers whose behavior indicates that they are interested in a  particular subject area. 

Automatically Collected Information 

Information about your computer hardware and software may be automatically collected by SWS.  This information can include: your IP address, browser type, domain names, access times and  referring website addresses. This information is used for the operation of the service, to maintain  quality of the service, and to provide general statistics regarding use of the SWS website. 

Use of Cookies 

The SWS website may use “cookies” to help you personalize your online experience. A cookie is  a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run  programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only  be read by a web server in the domain that issued the cookie to you. 

One of the primary purposes of cookies is to provide a convenience feature to save you time. The  purpose of a cookie is to tell the Web server that you have returned to a specific page. For  example, if you personalize SWS pages, or register with SWS site or services, a cookie helps  SWS to recall your specific information on subsequent visits. This simplifies the process of  recording your personal information, such as billing addresses, shipping addresses, and so on.  When you return to the same SWS website, the information you previously provided can be  retrieved, so you can easily use the SWS features that you customized. 

You have the ability to accept or decline cookies. Most Web browsers automatically accept  cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you  choose to decline cookies, you may not be able to fully experience the interactive features of the  SWS services or websites you visit. 

Links 

This website contains links to other sites. Please be aware that we are not responsible for the  content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally  identifiable information. 

Security of your Personal Information 

SWS secures your personal information from unauthorized access, use, or disclosure. SWS uses  the following methods for this purpose: 

– SSL Protocol 

When personal information (such as a credit card number) is transmitted to other websites, it is  protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol. 

We strive to take appropriate security measures to protect against unauthorized access to or  alteration of your personal information. Unfortunately, no data transmission over the Internet or any  wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect  your personal information, you acknowledge that: (a) there are security and privacy limitations  inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any  and all information and data exchanged between you and us through this Site cannot be  guaranteed. 

Right to Deletion 

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will: 

• Delete your personal information from our records; and 

• Direct any service providers to delete your personal information from their records. 

Please note that we may not be able to comply with requests to delete your personal information if  it is necessary to: 

• Complete the transaction for which the personal information was collected, fulfill the terms of a  written warranty or product recall conducted in accordance with federal law, provide a good  or service requested by you, or reasonably anticipated within the context of our ongoing  business relationship with you, or otherwise perform a contract between you and us; 

• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or  prosecute those responsible for that activity; 

• Debug to identify and repair errors that impair existing intended functionality; 

• Exercise free speech, ensure the right of another consumer to exercise his or her right of free  speech, or exercise another right provided for by law; 

• Comply with the California Electronic Communications Privacy Act; 

• Engage in public or peer-reviewed scientific, historical, or statistical research in the public  interest that adheres to all other applicable ethics and privacy laws, when our deletion of the  information is likely to render impossible or seriously impair the achievement of such research,  provided we have obtained your informed consent; 

• Enable solely internal uses that are reasonably aligned with your expectations based on your  relationship with us; 

• Comply with an existing legal obligation; or 

• Otherwise use your personal information, internally, in a lawful manner that is compatible with  the context in which you provided the information. 

Children Under Thirteen 

SWS does not knowingly collect personally identifiable information from children under the age of  thirteen. If you are under the age of thirteen, you must ask your parents or guardian for permission  to use this website. 

Email Communications 

From time to time, SWS may contact you via email for the purpose of providing announcements,  promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to  improve our Services, we may receive a notification when you open an email from SWS or click  on a link therein. 

If you would like to stop receiving marketing or promotional communications via email from SWS,  you may opt out of such communications by clicking on the unsubscribe button. 

Changes to this Statement 

SWS reserves the right to change this Privacy Policy from time to time. We will notify you about  significant changes in the way we treat personal information by sending a notice to the primary  email address specified in your account, by placing a prominent notice on our website, and/or by  updating any privacy information. Your continued use of the website and/or Services available  after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy;  and (b) agreement to abide and be bound by that Policy. 

Contact Information 

SWS welcomes your questions or comments regarding this Statement of Privacy or Terms and Conditions. If you believe that SWS has not adhered to these statements, please contact SWS at: 

Success Without Sacrifice, LLC 

23505 E. Appleway Ave STE 200-154 

Liberty Lake, Washington 99019 

Email Address: 

info@successwithoutsacrificecoaching.com 

Telephone Number: 

(509) 499-0698 

Effective as of February 09, 2023